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Strength, Stability and Tradition

 Financial services from a name you can trust.

St James Federal takes pride in the products and services available to our customers.  We offer products that are typical of any commercial bank such as basic consumer services as well as ag and commercial business accounts.  We can provide you with loans, deposit products, retirement accounts and investment products.  Our niche in the market is our personalized customer service.  We listen to our customers’ needs and will work together with you to create a long-term financial relationship.

 

 We will strive to obtain all your business.
 

  
FDIC INFORMATION

FDIC coverage $250,000 per depositor.

FDIC Transaction Account Guarantee Program
Effective June 30, 2010, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee program but will be insured up to $250,000 under the FDIC's general insurance rules.

Notice of Changes in

Temporary FDIC Insurance Coverage for

Transaction Accounts
all funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.  The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTA's").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC Insurance coverage of transaction accounts, visit www.fdic.gov

 

St. James Federal Savings and Loan Association

501 1st Avenue South | PO Box 516 | Saint James, MN 56081

(507)375-3177 | (888)877-5690

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